Table of Benefits


The following table summarises the key benefits and insured amounts. Please read the policy terms and conditions for a full description of cover and exclusions that apply.

Important Notes

  1. Cover is only available to UK residents who are aged 64 or under on the day they go on the Business Trip.
  2. Premiums include insurance premium tax at the prevailing rate where applicable.
  3. If, at the time you apply for cover, the Foreign Office Travel Advice Unit advises against all travel to the country (or area within that country) to which you will be travelling you will NOT BE COVERED by this policy. In addition, we strongly recommend that you recheck their advice immediately prior to commencing your trip and recommend that you act appropriately in the light of the latest advice.
  4. Please read the policy terms and conditions for a full description of cover and exclusions that apply.
  5. An excess of £60 is deducted from each claim under sections marked with an asterisk *, except for Business Equipment, when the excess is £100.
  6. Please note that the Personal Belongings and Business Equipment sections are subject to a limit of £500 for any one article, pair or set.
Section Benefit Amount
Outside United Kingdom,
Channel Islands
& Isle of Man		 Benefit Amount
Within United Kingdom,
Channel Islands
& Isle of Man
Disruption: £5,000 Not Insured
Replacement: £3,000 Not Insured
Personal Injury: £50,000 £50,000
Medical*: £5,000,000 Not Insured
Hospital Benefit: £50 per 24-hour period, max £2,000 Not Insured
Personal Belongings*: £2,500 £1,500
Business Equipment*: £1,000 Not Insured
Money*: £500 £500
Personal Liability: £2,000,000 £2,000,000
Overseas Legal Advice & Expenses: £25,000 Not Insured